Taylor comes back to town to play in the Cousins Beach charity volleyball tournament, and to help Belly, who's caught between Conrad and Jeremiah. When a yacht party with the debs ends in disaster, Belly's decision between the brothers becomes clear. Steven finds himself in over his head with Shayla's wealthy friends, and Cleveland helps Conrad through an emotional moment.

The debutante ball is here, but Belly's big night is almost ruined when Jeremiah learns the secret his mother has been keeping all summer. When Belly's left alone on the dance floor, someone else steps in to save the day. With Susannah and Laurel's secret out in the open, the season ends with a promise from Susannah and the confession from Conrad that Belly has been waiting for all summer.